PAYKAR UPI is a cutting-edge digital payment platform that enables instant, secure, and hassle-free transactions via Unified Payments Interface (UPI). Seamlessly send money to friends, pay merchants, or settle utility bills—all through a single mobile app. With its user-friendly interface and robust security protocols, PAYKAR UPI simplifies everyday finances while rewarding users for every transaction.
Key Benefits of Using PAYKAR UPI:
Generous Rewards (Up to 5% Back!)
Earn cashback, discounts, or loyalty points on every transaction—whether paying bills, recharging mobiles, or transferring funds.
Example: Pay a ₹1,000 electricity bill → Get ₹50 back instantly!
Zero Transaction Fees
Send money or pay bills 24/7 without hidden charges. Ideal for personal and business use.
All-in-One Convenience
Pay Bills: Electricity, gas, water, broadband, and more.
Recharge Instantly: Mobile, DTH, FASTag, and gift cards.
Bank Agnostic: Link any bank account via UPI ID/VPA.
Lightning-Fast & Secure
Transfers reflect in seconds with UPI’s real-time tech.
Biometric/PIN authentication, encryption, and RBI compliance ensure safety.
Wide Acceptance
Accepted by 20M+ UPI merchants nationwide—from street vendors to e-commerce giants.
Smart Notifications & Tracking
Instant alerts for payments and rewards. Track spending via in-app history.
Referral Bonuses
Invite friends to join PAYKAR and earn extra rewards on their transactions.
Why Choose PAYKAR UPI?
Save More: Maximize rewards on routine expenses (e.g., 5% on mobile recharges, 3% on groceries).
No Wallet Top-Ups Needed: Direct bank-to-bank transfers.
Eco-Friendly: Paperless billing and digital receipts.
24/7 Accessibility: Pay bills even on holidays!
👉 Get Started Now!
Download PAYKAR, link your bank, and enjoy faster payments + richer rewards with every use! Terms: Rewards vary by transaction type; capped monthly. Subject to PAYKAR’s policy
How UPI works ?
Using Freecharge UPI is simple and easy. All you have to do is follow the following steps based on what you wish to do.
Send money
Click on the 'Scan any QR' icon
Scan any QR code
Enter the amount to be paid
Enter your UPI PIN and complete the transaction
Freecharge UPI ‘Scan & Pay’ feature works with all the QRs like Paytm, Amazon, PhonePe, etc.
Payment via QR scan
Click on ‘UPI Send Money’
Select the transaction type (UPI ID/ Mobile Number/ A/C+IFSC/ Scan QR)
Enter the required details and the amount to be sent
Complete the transaction by entering your UPI PIN
You can send money by inputting any valid UPI ID. The receiver doesn’t need to have a Freecharge UPI ID.
If you want to request money
Go to the ‘Accounts’ tab
Click on ‘UPI Receive Money’
Select the transaction type (UPID/ Mobile Number/ Show QR)
Enter the UPI ID or mobile number or pick a contact from your contacts list to send a request. You can also click on ‘Show QR’ to generate a QR with preset amount and share it with the sender
Pay for shopping, food bills, and more
At any merchant store, on the Checkout page, select UPI
Enter your Freecharge UPI ID and click on ‘Pay’
Open the Freecharge app
Click on the bell icon in the top right corner
Select the transaction
Enter UPI PIN and complete the payment
If you have question,we have answer
Frequently asked questions
No, BHIM is just like any other UPI app that allows UPI money transfer, while UPI is a payment model that allows you to send/receive money.
UPI ID is a unique Virtual Payment Address (VPA) that is created in a UPI app to enable UPI payments. Multiple UPI IDs can be made for a single bank account.
You can find your UPI id on the top left corner of the app home page.
Yes, you can modify your UPI Id simply by following these steps:
a) Go to the Accounts tab in the Freecharge app
b) Click on BHIM UPI Settings
c) Edit UPI Id
You can input any valid UPI to send money. The receiver doesn’t need to have a Freecharge UPI ID.